Yes I understand that, I can make the payments because I wouldn't have to pay extra on my HOA and Attorney loan and pay off my whole 1000 credit card balance. One of the main things on my credit report is that I am utilizing too much of my available credit card balance. I only have 3 cards with 300.00 limits but they go by percentage not $ amount. So if I pay off my 1000 cc balances and catch up on other things I can make maybe 300.00 payments a month for a while. I can't even get a short term high interest loan. I've tried everything. I need to get rid of the 1k cc debt and and pay my condo assoc and I should be able to get a real equity loan. The cos and attorney late stuff is not on my credit report as you seen I have a 100% perfect pay record on the things that are reported...OH, I do have 1 $500.00 item in collection which I would make a deal with them on
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