Sounds like you have more problems with bowlers purposely deflating their averages than you do handicap. If people aren't purposely defrauding the system its pretty easy to understand:
a 200 average bowler in a 80% 220 average system gets 16 pins of handicap, a 150 average bowler gets 56 pins. The 200 average bowler bowls his average 200 so he get 216 that game. The 150 average bowler has a slightly better than average night he rolls 157 so his total is 215. The lower average bowler still loses in this instance even though he technically bowled better than his average that's where the USBC claims the higher average bowler has an advantage.
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