Well got hit again. This time for $84. I was issued a new card after the last time it happened. Yesterday I ordered something online for my wife for X-Mas then tonight got an alert for $84 charge for Island Cuisine in Towson, MD. Called and had the card shut off again so now have to wait for a replacement. What saved me this time is I had set up alerts on it so the alerts are instant, like within 1 minute, so as soon as I got it I called them. Last time I didn't notice it until 4 or 5 days later
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